FOUND A PERFECT HOME?
REFINANCE AND GET CASH-OUT?Prime Mortgage Loans can help you find the perfect mortgage.
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REFINANCE
Get a lower rate.Get cash out for repairs or pay off credit cards.
Find Your Dream Home
Looking for your dream home? Pre-qualifying now will make your search even easier!
Find a Realtor
Real estate agents throughout Southern California work with us, see what we can do for you!
Buying a home is one of the biggest purchases most of us make. Once you finally find the perfect home, let us help you quickly find the perfect mortgage. Are you already living in your dream home? Maybe it can be even dreamier with a lower monthly mortgage payment! Refinancing could be the way to go. Or, maybe our debt consolidation programs can help. We can be there with you every step of the way.
Trust us with your financing needs. We offer you the competitive rates and service you deserve. Whether you’re a first time home buyer or are refinancing – we will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval!
15- and 30-Year Fixed-Rate Mortgages
With our fixed-rate mortgages, your interest rate and P & I does not change. Fixed-rate mortgages fully amortize over a defined period of time and are paid in-full at the end of the loan term.
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First Time Home Buyer Programs
We have first-time homebuyer programs that offer financial help. You may qualify for a program that allows as little as 1% down payment . Contact us to learn more.
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Government Programs FHA and VA
In an FHA loan, the Federal Housing Administration insures the mortgage. The FHA is an agency within the U.S. Department of Housing and Urban Development (HUD). This may help those that can not get a conventional loan .The U.S. Department of Veterans Affairs (VA) helps active-duty military members, veterans and surviving spouses buy homes.The VA guarantees part of the loan, making it possible for Prime Mortgage Loans to offer some special features. VA loans come with competitive interest rates and require no down payment.
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Adjustable-Rate Mortgages (ARMs)
There is potential for the interest rate/ payment to fluctuate. ARMs transfer to borrowers a portion of the risk associated with a changing economy.
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